What is Template and how does it work?
Template.net is a subscription template library with an editor and AI generation attached. The catalogue spans business documents, marketing material, social graphics, presentations, spreadsheets, letters, legal forms and more, in editable formats including Microsoft Office and Google Workspace files.
The AI layer generates text, images and video, and edits documents inside the browser. Plus and Max differ mainly on credit allowance, storage and user seats.
Template standout strengths
Catalogue breadth is the actual product and it is not a small thing. If you need a specific business document, an employee handbook section, a supplier agreement, a particular flavour of invoice, this is one of the few places that has one ready. Design-led competitors have thousands of Instagram post layouts and nothing for a contract.
Format support is the other strength. Templates download as real Word, Excel and PowerPoint files rather than only as exports from a proprietary editor, which matters when the document has to go to an accountant or a lawyer who works in Office.
The Plus tier's allowance is reasonable at around $12 a month: 5,000 credits, 100GB of storage and access to the premium catalogue.
Template weaknesses and drawbacks
The pricing page not showing prices is the first thing to raise. It regularly renders with dashes where the figures should be, and a pricing page that will not tell you the price is a problem in itself.
Quality across a million-plus templates is inevitably uneven. There is no curation signal separating the well-designed files from the dated ones, so finding something usable means opening a lot of previews. The size of the catalogue is both the selling point and the reason it takes so long to find anything good.
The editor is the weaker half. Canva's is better, and for social graphics specifically there is no reason to use this one. The AI generation is similarly mid-tier: it exists across text, image and video, and in each individual category a dedicated tool does it better.
The credit model needs care. Plus advertises unlimited AI creations alongside 5,000 monthly credits, with annual figures quoted for images and videos. Working out what draws down credits and what does not requires more reading than it should.
The recurring cancellation complaints in user reviews are worth taking seriously. Check the cancellation route before subscribing rather than after.
Template pricing & plans (2026)
| Plan |
Price |
Includes |
| Free |
$0 |
Limited access to the catalogue |
| Plus |
Around $12/mo |
5,000 credits, unlimited AI creations, 1M+ premium templates, 100GB storage, no watermark |
| Max |
Around $94/mo |
50,000 credits, up to 10 users, 1TB storage, unlimited text, image and video generation |
Annual billing is advertised at up to 50% off. Prices move and the pricing page is unreliable, so confirm at checkout.
Plus suits a small business or solo operator who regularly needs business documents rather than social graphics. Max suits a small team that needs shared seats and heavy generation. Neither suits a creator whose output is mostly Instagram, YouTube thumbnails and short video, where Canva is better and cheaper.
Who is Template best for?
| User type |
Why it fits |
Considerations |
| Small business owners |
Deep business document catalogue in Office formats |
Template quality varies widely across the library |
| Admin and operations |
Forms, policies, contracts and invoices ready to edit |
Legal templates still need a professional to check |
| Small teams |
Max includes up to 10 users and 1TB storage |
Around $94/mo is steep against per-tool alternatives |
| Social media creators |
Weak fit |
Canva does this better for less |
| Anyone wanting best-in-class AI |
Weak fit |
Generation is adequate across many categories, best in none |
Template review: final verdict
Template.net wins on coverage. When you need an unglamorous business document in a real Office format, it usually has one, and that is a gap most design tools leave wide open. Plus at around $12 a month is fair for that.
It loses marks for uneven template quality with no curation, an editor and AI layer that trail specialists in every category, a credit system muddied by the word unlimited, and a pricing page that regularly fails to display prices at all.
3.4 out of 5. Useful for business documents. Not the tool for creative or social work.
