Oxygen is no longer available. Looking for the best alternatives in 2026? We've curated the top creator tools compared by features, pricing, and use case.
Whether you're a small business owner or freelancer, Lili offers you tools you need to save money and grow your business.
The FinOps Platform for agencies for talent platforms for creative agencies for affiliate networks for influencer platforms for Ad agencies for content syndicates for social publishers for agencies Fast and frictionless finance tools to fuel your growth. Built for agencies and talent platforms
Maximize your savings with our highest rate ever on cash balance up to $250,000
We help you to be carefree shopping and paying.
Payments infrastructure for the internet
Use Willa to request payments from agencies and brands in seconds– with instant access to your money. Every client, every time. Never chase another unpaid invoice, worry about net 30+ payment terms or deal with complicated paperwork.
Receive money from anywhere in the world with low fees and real exchange rates. Essential for creators with international sponsors or global audiences.
The best alternatives to Oxygen in 2026 are: Lili, MONET, OnJuno, PayPal, Stripe. Each offers similar finance features for creators, with different pricing and strengths.
Check the Oxygen website for current pricing information.
Oxygen is a modern digital banking platform for the 21st century economy – the free thinkers, rebels, and entrepreneurs. Oxygen is a financial technology company, not a bank.
The best free alternatives to Oxygen include: Wise. These tools offer free plans suitable for creators getting started.
A digital banking platform for freelancers, the self-employed, and small businesses — offers business banking, tax savings tools, and built-in business formation, a competent fintech option in the creator/freelancer banking space.
